Nagaland State Cooperative Bank (NStCB) Ltd. launched three new financial products: “Home Loan,” “Salary Plus Savings Scheme,” and “Salary Plus Loan Scheme.”
Chief General Manager NABARD, Tiakala Ao, emphasized innovation for customer attraction and competitiveness.
She highlighted the bank’s need for expansion, given its slower growth compared to private banks. DGM Mhathung Khuvung detailed the offerings: home loans up to ?75 lakh with a 20-year tenure, a zero-balance savings account with 4.5% interest, and a loan scheme offering up to 25 times the net salary.
These products aim to enhance customer engagement and satisfaction.
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